Urgent Care Clinic Accepting Insurance in Fresno, CA

At Universal Urgent Care in Fresno, CA, we are committed to making quality healthcare accessible to everyone in our community. To serve you better, we accept a broad range of insurance plans, including major providers such as:

• Anthem Blue Cross PPO
• Blue Shield PPO
• Brand New Day
• Cigna PPO
• Foundation for Medical Care
• Health Net Medi-Cal
• Kern County POS and Legacy Plans
• Kern Family Health Care
• SISC III (Blue Cross)
• Tricare
• United Health Care PPO
• Medicare
• Most Workers’ Comp Insurance
 
If you do not have insurance, Universal Urgent Care offers convenient self-pay options to ensure you can still receive the care you need. Our staff is happy to discuss payment options and work with you to accommodate your financial situation. Your health and peace of mind are our top priorities. Please reach out with any questions about insurance or payment options before your appointment.

We strive to make your visit as stress-free as possible, including helping you understand your insurance coverage. Whether your insurance will cover your urgent care visit depends on several factors, such as your specific plan, the services you need, and whether our clinic is in-network with your insurance provider. Most health insurance plans do cover urgent care visits, but your out-of-pocket costs can vary. We recommend checking with your insurance provider ahead of your visit to confirm if Universal Urgent Care is in-network for your plan, as seeing an out-of-network provider may result in higher costs or denied claims.
 
Some services we offer, like specialized procedures, might not be fully covered or could require pre-authorization from your insurer. Your plan may also limit the number of urgent care visits allowed each year or specify which conditions qualify for urgent care coverage. Services that are not medically necessary, such as cosmetic procedures or travel vaccinations, are typically not covered by insurance.

To avoid any surprises, we encourage you to:
 
1. Contact your insurance provider before your visit to confirm your urgent care coverage.
2. Ask our front desk staff about accepted insurance plans and any potential out-of-pocket expenses for the care you need.
3. Bring your insurance card and photo identification with you to your appointment.
4. Be prepared to pay any required copays or fees at the time of service.
 
At Universal Urgent Care, our team is always happy to answer your questions and help you navigate your insurance coverage for urgent care services. Your health and peace of mind are our top priorities!

Before you visit us, it’s important to confirm whether your health insurance plan covers urgent care services at our facility. Start by checking your health insurance card for the customer service phone number or your insurer’s website. Contact your insurance provider and ask about your urgent care benefits—specifically, inquire about copayments, deductibles, and if there are any limitations on which urgent care centers you can visit. Be sure to mention “Universal Urgent Care” by name to confirm we are within your insurance network.
 
You can also review your insurance policy documents, either online or in print, looking for sections labeled “urgent care,” “immediate care,” or “walk-in clinics.” These sections will describe your coverage terms, network requirements, and whether you need any pre-authorization for urgent care visits. For your convenience, our front desk staff can also help you verify if we accept your insurance and check your urgent care benefits before you receive care. Just bring your insurance card when you arrive, and let us know if you’d like assistance with verification.
 
Always keep a record of your communications with your insurance provider, including the name of the representative you spoke with and the information they provided. Taking these steps ensures you understand your coverage and helps you avoid unexpected charges during your visit to Universal Urgent Care.

At Universal Urgent Care, we understand that receiving timely reimbursement from your insurance provider is important for your peace of mind. The time it takes for insurance claims to be processed can vary based on several factors, including the type of insurance plan you have, the complexity of your visit, and the specific requirements of your insurance company.
 
For most routine visits to Universal Urgent Care, claims are submitted electronically and typically contain all the necessary documentation. In these straightforward cases, insurance processing can take anywhere from a few days to two weeks. However, if your visit involves more complex care or if your insurance company requires additional details, the process may take longer—sometimes up to 30 days or more. Insurance companies are generally required by state and federal regulations to process “clean” claims (those with all required information) within 30 days. If there are any errors or missing information, your insurance provider may reach out either to you or to Universal Urgent Care for clarification, which can extend the timeline.
 
To help ensure your claim is processed as quickly as possible, our team works diligently to submit accurate and complete information right after your visit. We also recommend that patients respond promptly to any requests for further information from their insurance company.

If you ever have questions about the status of your insurance claim after a visit to Universal Urgent Care, our billing team is here to help. You can also contact your insurance provider directly for updates or to check on any outstanding issues.
 
Your health and convenience are our top priorities, and we’re committed to helping make the insurance process as smooth as possible. For more information, contact us or book an appointment online. We are conveniently located at 3793 E Shields Ave, Fresno, CA 93726. We serve patients from Bakersfield CA, Maltha CA, Kayandee CA, Panama CA, Arvin CA, Fairfax CA, Rosedale CA, and surrounding areas.