Urgent Care Clinic Accepting Insurance at Ming Avenue in Bakersfield, CA

At Universal Urgent Care in Bakersfield, CA, we are committed to making high-quality medical care accessible to our community. To better serve our patients, we accept a broad range of health insurance plans. Commonly accepted insurance providers include major carriers such as:

• Anthem Blue Cross PPO
• Blue Shield PPO
• Brand New Day
• Cigna PPO
• Foundation for Medical Care
• Health Net Medi-Cal
• Kern County POS and Legacy Plans
• Kern Family Health Care
• SISC III (Blue Cross)
• Tricare
• United Health Care PPO
• Medicare
• Most Workers’ Comp Insurance
 
In addition to these well-known providers, we may accept coverage from other commercial insurers and local health plans. Because insurance partnerships and accepted plans can change, we strongly encourage patients to contact Universal Urgent Care directly or visit our official website to verify that their particular insurance plan is currently accepted.
 
If you are uninsured or your insurance plan is not accepted, Universal Urgent Care offers transparent self-pay rates and flexible payment options to ensure you still have access to the care you need. For more information or to confirm your insurance coverage, please call our office or stop by our Bakersfield clinic—we’re here to help!

If your health insurance does not cover urgent care visits, you will generally be responsible for paying the entire cost out-of-pocket. At Universal Urgent Care, payment is typically required at the time of service if you do not have insurance coverage. The cost of a visit can vary depending on the type of care you need, but most visits range from $100 to $200 or more. This does not include additional charges for tests, procedures, or prescriptions that may be necessary during your visit.
 
Universal Urgent Care is committed to making healthcare accessible, and we offer self-pay and discounted rates for patients without insurance coverage. We encourage you to ask our staff about available payment options before you receive care. If you are unsure about what your insurance covers or what costs you may be responsible for, please contact your insurance provider or reach out to us directly. Our team is happy to help clarify your benefits and answer any questions you may have about billing or payment.

Yes, you can schedule a medical appointment at Universal Urgent Care using your health insurance, but there are a few important things to keep in mind:
 
• Verify Insurance Acceptance: Before booking, make sure your insurance plan is active and that Universal Urgent Care is in-network with your specific insurance provider. Our staff can assist you in confirming this information if you aren’t sure.
• Have Your Insurance Information Ready: When you schedule your visit—whether online, over the phone, or in person—please have your insurance card available. We’ll need those details to verify your coverage and process your visit smoothly.
• Check for Referral Requirements: While most urgent care visits do not require a referral, some insurance plans may have special requirements, especially if you are seeking specialized services. If you’re unsure, contact your insurance company or our team for clarification.
• Understand Your Costs: It’s always a good idea to review your insurance plan for details about copays, deductibles, or coverage limitations for urgent care services. Our team can provide an estimate of your expected costs, but your insurance provider is the best source for detailed coverage information.
• Ask Questions: If you have any concerns or questions about using your insurance, please contact our office or your insurance company before your appointment. We’re here to help make your visit as seamless as possible.

At Universal Urgent Care, we understand that navigating insurance coverage can be confusing, especially when you or a loved one needs immediate medical attention. The types of urgent care services covered by your insurance will depend on your specific health plan and your insurer’s policies.
 
Most health insurance plans—including employer-sponsored plans, individual policies, and many government programs like Medicaid and Medicare Advantage—provide coverage for urgent care visits. When you visit us, the following services are generally covered by insurance:
 
• Evaluation and Treatment of Minor Injuries: This includes care for sprains, minor fractures, cuts requiring stitches, and other non-life-threatening injuries.
• Care for Sudden Illnesses: We commonly treat conditions such as ear infections, bronchitis, mild asthma attacks, urinary tract infections, and fevers.
• On-site Diagnostic Services: Insurance typically covers diagnostic services performed at Universal Urgent Care, such as X-rays, basic laboratory tests, and sometimes EKGs for non-emergency symptoms.
• Other Treatments: Wound care, minor burns, removal of foreign objects, and management of mild allergic reactions are also covered by most plans.
 
To receive the highest level of benefits, your insurance may require you to use an in-network urgent care center. Depending on your plan, you may be responsible for a copayment, coinsurance, or deductible at the time of your visit. Please note that preventive care, routine physicals, and chronic disease management are generally not classified as urgent care services and may not be covered during an urgent care visit.
 
Insurance coverage can vary, so we recommend that you review your insurance policy or contact your insurer for specific details about urgent care coverage and any pre-authorization requirements. If you have any questions, the friendly staff at Universal Urgent Care is always here to help you understand your benefits and out-of-pocket costs. For more information, contact us or book an appointment online. We are conveniently located at 2728 Ming Ave, Bakersfield, CA 93304. We serve patients from Bakersfield CA, Maltha CA, Kayandee CA, Panama CA, Arvin CA, Fairfax CA, Rosedale CA, and surrounding areas.