Urgent Care Clinic Accepting Insurance at Niles Street in Bakersfield, CA

At Universal Urgent Care’s Niles Street location in Bakersfield, CA, we’re committed to making quality healthcare accessible for everyone. That’s why we accept a broad range of health insurance plans to help you get the care you need when you need it most. Commonly accepted insurance plans at our clinic include:

• Anthem Blue Cross PPO
• Blue Shield PPO
• Brand New Day
• Cigna PPO
• Foundation for Medical Care
• Health Net Medi-Cal
• Kern County POS and Legacy Plans
• Kern Family Health Care
• SISC III (Blue Cross)
• Tricare
• United Health Care PPO
• Medicare
• Most Workers’ Comp Insurance

Please note that insurance coverage can vary depending on your plan and may change over time. To ensure a smooth visit, we recommend contacting Universal Urgent Care directly to confirm that your specific health insurance is currently accepted. Our knowledgeable staff is happy to help verify your benefits and answer any questions regarding your coverage before your appointment.

Wondering if your visit to Universal Urgent Care will be covered by your insurance plan? Here’s a helpful guide to make the process easier:
 
1. Review Your Insurance Policy: Start by checking your health insurance documents or your insurer’s website. Look for information about urgent care, emergency services, or out-of-network coverage. Most major insurance plans—including HMOs, PPOs, and EPOs—do offer some level of coverage for urgent care visits, but the specifics can vary.
2. Check if Universal Urgent Care is In-Network: To avoid higher out-of-pocket costs, it’s important to know if we are in your insurance network. Many insurance companies have online directories where you can search for in-network urgent care centers.
3. Understand Your Costs: Even with coverage, you may have copayments, deductibles, or coinsurance for your visit to Universal Urgent Care. Some plans require pre-authorization for certain services or may not cover non-urgent visits, so check your policy for details about how your plan defines “urgent care.”
4. When to Visit Us: If you need care during evenings or weekends, or when your primary care provider isn’t available, Universal Urgent Care is here to help. Most insurance plans will cover urgent care visits in these situations, but it’s always wise to confirm coverage specifics ahead of time if possible.
5. Review Your Explanation of Benefits (EOB): After you visit with us, review the EOB from your insurer to see how your claim was processed and what portion of the bill you may be responsible for.

We are committed to making your healthcare experience as smooth and stress-free as possible. If you have any questions about insurance or payment options, please call our office—we’re always happy to assist you.

We strive to make quality medical care accessible and affordable for everyone. In most cases, you can use your health insurance for urgent care services at our facility. We accept a wide range of health insurance plans, including policies from major private insurers, Medicare, and Medicaid. However, insurance coverage and benefits may vary depending on your specific plan. Before your visit, we recommend checking with your insurance company to confirm that Universal Urgent Care is in-network. Visiting an in-network provider typically means lower out-of-pocket costs for you, such as reduced copays or coinsurance. If we are out-of-network for your plan, you may be responsible for higher fees or the full cost of your care.
 
Every insurance policy is different, so it’s important to review your plan details to understand what urgent care services are covered and what your financial responsibilities may be. For example, your insurance may require a specific copay for urgent care visits, which is often different from what you’d pay at your primary care provider or the emergency room. Some services performed during your visit may result in additional charges that could apply to your deductible or coinsurance. If you do not have insurance, Universal Urgent Care offers transparent, self-pay rates for all our services. We’re happy to discuss pricing with you before your visit so you know what to expect.

After you visit us, submitting your insurance claim is an important step to ensure you receive any eligible reimbursements. Here’s how you can streamline the process:
 
• Gather all relevant paperwork from your visit, including your itemized bill, payment receipts, and the insurance claim form (available on your insurance company’s website). Make sure your documents clearly show the date of service, the services you received, and our provider information.
• Carefully fill out your insurance company’s claim form with all required details, such as your policy number, the date of your visit to Universal Urgent Care, and a brief description of the care you received.
• Include copies of all supporting paperwork—such as your bill from Universal Urgent Care and proof of payment. Double-check that all information matches your records to avoid processing delays.
• Most insurance providers allow you to submit claims by mail, fax, or through their online portal. Refer to your insurer’s instructions for the preferred method. Always keep copies of everything you send for your records.
• After submission, track your claim status by logging into your insurance provider’s portal or by contacting their customer service. If your claim is approved, you’ll receive reimbursement or an Explanation of Benefits (EOB) showing how the claim was processed.
 
Prompt and thorough submission of your claim helps ensure a smooth reimbursement process after you visit Universal Urgent Care. For more information, contact us or book an appointment online. We are conveniently located at 2121 Niles St, Bakersfield, CA 93305. We serve patients from Bakersfield CA, Maltha CA, Kayandee CA, Panama CA, Arvin CA, Fairfax CA, Rosedale CA, and surrounding areas.