Urgent Care with Insurance at Universal Urgent Care on Niles Street, Brimhall Road, and Ming Avenue in Bakersfield, and Fresno, CA

At Universal Urgent Care, we encourage you to verify insurance acceptance by contacting us directly or visiting our website, where you’ll find up-to-date information on the insurance plans we accept. This proactive step helps to avoid any unexpected expenses and ensures a smooth visit.

For those without insurance, we offer transparent pricing and competitive self-pay rates. We believe in providing affordable healthcare solutions and are happy to discuss all available options with you before your visit.

We strive to provide a cost-effective alternative to emergency room visits for non-life-threatening conditions. Our goal is to deliver immediate, high-quality care while helping you navigate the financial aspects of your healthcare journey. If you have any questions or need further assistance, our friendly staff is always ready to help you make informed decisions about your medical needs.

Typically, most insurance plans cover a substantial portion of urgent care visits. However, you should be aware of potential costs such as copayments, deductibles, and coinsurance. We strive to make this process transparent and straightforward for our patients:

1. Copayment: This is a fixed fee that you pay at the time of your visit. For urgent care visits, copayments usually range from $20 to $75, depending on your insurance policy.

2. Deductible: If your insurance plan includes a deductible, you may need to pay the full cost of your visit until this deductible is met. The typical cost of an urgent care visit without insurance can range from $100 to $200, but we offer competitive pricing to help manage these expenses.

3. Coinsurance: After meeting your deductible, you might be responsible for a percentage of the service cost, known as coinsurance. For example, if your insurance covers 80% of the visit, you would pay the remaining 20%. Our staff can assist you in understanding your coinsurance obligations.

4. Additional Services: If your urgent care visit requires additional services such as lab tests, X-rays, or procedures, there may be extra charges. We recommend reviewing your insurance policy or contacting your provider for specifics on coverage for these services.

To ensure you are well-prepared, we encourage you to review your insurance documents or speak with your provider before visiting us. Our knowledgeable staff is also available to assist with any questions you may have regarding your insurance coverage and potential costs. By taking these steps, you can make informed decisions about your healthcare and avoid unexpected expenses. We are committed to providing quality care and transparency in all aspects of your healthcare experience.

We are pleased to accept most major private health insurance plans, including those from leading insurers such as Aetna, Blue Cross Blue Shield, Cigna, Humana, and UnitedHealthcare. We understand that each insurer may have specific network requirements, so we encourage our patients to verify with their insurance provider that our center is within their network to guarantee coverage.

In addition to private insurance, we are committed to serving patients covered by government-funded programs. We accept Medicare, which is available for individuals aged 65 and over and for those with certain disabilities, and Medicaid, which offers coverage to low-income individuals and families. Acceptance of Medicaid can vary, so we recommend checking with our administrative team to understand how this may apply to your situation.

Understanding the importance of comprehensive coverage, we also accept worker’s compensation insurance, which assists employees injured on the job. For military personnel and their families, we accept TRICARE, ensuring that those who serve our country receive the medical attention they deserve.

For those without insurance, we offer a self-pay option with a transparent pricing structure for common services. This approach allows patients to be informed about costs upfront, alleviating concerns about unexpected medical expenses.

To ensure a smooth visit, we recommend that all patients contact Universal Urgent Care ahead of their appointment to confirm the types of insurance we accept and to gain clarity on any potential out-of-pocket costs. Your health and peace of mind are our top priorities, and we are here to assist you every step of the way.

To ensure you’re well-prepared, review your insurance policy documents or contact your insurance provider to get a clear picture of your coverage details. These documents will specify which urgent care services are covered, any copayments or deductibles you might need to pay, and whether pre-authorization is required before visiting us. Be aware that some insurance plans may have specific networks of approved urgent care facilities, and using an out-of-network provider could lead to higher out-of-pocket costs or no coverage at all.

It’s also important to understand that insurance plans might have different coverage levels for urgent care compared to emergency room visits. This distinction can influence your decision on where to seek care, based on both cost and medical necessity. Reviewing this information in advance can help you make informed choices during urgent situations.

Even if your plan covers urgent care at Universal Urgent Care, you may still need to pay a portion of the costs, such as a copay or coinsurance. Knowing these potential expenses ahead of time can aid in budgeting for unexpected medical needs.

In summary, understanding your health insurance plan’s coverage for services at Universal Urgent Care requires a careful review of your plan’s benefits, limitations, and provider network. Keeping this information readily available ensures that you can access the necessary care promptly and without financial surprises. For more information, contact us or book an appointment online. We are conveniently located at Niles Street, Brimhall Road, and Ming Avenue in Bakersfield, CA, and Fresno, CA. We serve patients from Bakersfield CA, Fresno CA, Clovis CA, Mayfair CA, Kayandee CA, Arvin CA, Fairfax CA, Rosedale CA, and surrounding areas.